What is a Loan Estimate?

Wednesday, October 16th, 2024
CHRISTINA STEVENSON

When you apply for a mortgage loan, you’ll receive a standardized form called a loan estimate within three working days. The purpose is to give you the opportunity to compare multiple offers from lenders and to negotiate terms where applicable. Once you choose a lender, this pre-approval allows you to shop for a home with confidence, but keep in mind that the loan estimate is not a final approval, nor does it mean you’re locked into the loan.

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How to Prevent Carbon Monoxide Poisoning in Your Home

Tuesday, September 3rd, 2024
CHRISTINA STEVENSON

With fall and winter approaching, it’s a good time to have your home’s heating systems professionally inspected and serviced, according to the Consumer Product Safety Commission. A trained technician can check chimneys, central heat, gas heaters, heat pumps, electric heaters, and more to make sure the systems are working properly and not producing deadly carbon monoxide (CO). They can also install electrical or battery-operated CO detectors throughout the house to ensure the personal safety of all occupants.

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Prefab Homes - Are They Good New Home Investments?

Tuesday, August 15th, 2023
CHRISTINA STEVENSON

When you see the word prefab, what’s your initial impression? Good, bad, indifferent? If your first thought was a “trailer” made with shoddy stapled construction, vulnerable to serious weather events and tacky neighborhoods, you’d be mistaken. That’s the past. Would you be surprised to learn that the prefab homes of today are not only competitive with traditional stick-built homes, they’ve edged ahead in many areas including speed and quality of construction, affordability, and custom home-level styling?

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Real Estate Housing Market 2023 - Trends And Forecast Unveiled

Wednesday, January 4th, 2023
CHRISTINA STEVENSON

Like many homebuyers, you may be waiting for the holidays to be over to seriously pursue buying a home. Or, you may be home seller waiting for interest rates to drop so you can sell your home quickly and purchase another. Some economists believe a mild recession is on the way, that housing prices will finally drop and that inflation will be tamed by the Federal Reserve in time for interest rates to settle back down in 2023.  

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Which Home Remodeling Projects are Worth the Money

Tuesday, November 8th, 2022
CHRISTINA STEVENSON

Homeowners who wonder which improvements will net them the most return on investment (ROI) as they prepare to sell their homes often rely on various home improvement studies to answer their questions. Arguably, the most well-known of these studies is Remodeling Magazine’s annual Cost VS Value remodeling report.  Co-authored by the National Association of the Remodeling Industry (NARI) and the National Association of REALTORS (NAR) the yearly report “aims to answer a specific question: What value does a particular remodeling project add to the sale price of a home?”

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